Financial Planning
Financial planning is about developing strategies to help you manage your financial affairs and meet your life goals – and the first step is to make sure you have access to the right advice. Working with a professional financial planner can give you confidence and peace of mind that your financial future is secure.
If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing regulations, so you need professional help.
We Can Help With
MANAGING YOUR MONEY
We can help you get your financial house in order, and improve your cash flow and increase your savings
MORTGAGE ADVICE
We can help you cut years off your home loan and save thousands of dollars in unnecessary interest payments
STRATEGIC FINANCIAL PLANNING
We offer a variety of financial planning services, including wealth creation, setting up investment portfolios and making sure you and your assets are well protected.
SUPERANNUATION ADVICE
Superannuation is the cornerstone of retirement planning. Even though retirement may not be at the top of your mind, it’s important to get your strategy right now so you can see the benefits in future years
PERSONAL INSURANCE
Everyone should have a backup plan just in case illness or injury derail even the best laid plans. Personal insurance can provide this backup plan for you and your family.
SMSF
Self Managed Super Funds (SMSF) are becoming increasingly popular. Meet with one of our qualified advisers to see if setting one up is right for you.
How it works
It’s important to make sure you are comfortable that your financial planner has taken the time to understand your needs, goals and preferences before they make any recommendations. Find out more about the financial planning process and find a financial planner here.
Things to consider
Many financial planners offer a complimentary introductory meeting. The introductory meeting is your opportunity to make sure that you feel comfortable with the financial planner’s professional credentials, and that you get on well. Financial planning is a relationship business and not just a one-off meeting. Ask plenty of questions!
Identifying your goals
People often turn to a financial planner to help simplify their finances and set achievable financial goals, providing greater confidence to plan for their future.
The Philips Group
Making the right decisions about your financial situation has never been more important. Knowing who to turn to for financial advice is essential.